Accident on the 5th Step

Here is a picture of our Lumix FZ45. A great camera that is great to hold, easy to use, fantastic to experiment with and it can produce some mighty fine photo's.

Tonight I raced home from work when the camera bag malfunction happened...

After hitting the step, I now have two grey marks on each picture. The problem is inside the casing or lens, nothing on the outside.

Anyone got advice... Or know a good camera repair man/shop?

Worth contacting panasonic? Do I say I dropped it?

Hmm.. Might do tomorrow, once I'm over the shock.

:-( grrrrr...