Cut

The visit today in the bank.

We are in Spain and somebody uses our card in Sri Lanka for 3000 euros. 
The whole process takes normal about 3 months to get the money back from the bank. 
We didn't have to pay the money to the bank, and we hope to get our credit limit back earlier.
It's fine that the bank solves our problem. Everything is OK again :-).

Have a nice day and take care of you and your credit cards!