Is It Just Bad Luck?

...a curse on me?
...a curse on my car?
...a global conspiracy?

I've posted my initial statement to my auto insurance company and my interaction with the AZ Highway Patrol officer.  Not much more to say.
I just got my car back from the collision repair shop last week. 

To add insult to injury (literally), a couple of days ago I dropped a 2L bottle of soda on the big toe of my left foot...
yep, another fracture.