Lorna, Ilford - in a new coat and hat?

Could Lorna be posing specially for this photograph in a new hat and coat?

She has the look of the children who flood our social media feeds at the start of the new school year each autumn. One difference, however, is that formal headwear is rather less common in the 2020s than it was in the 1920s (in this case in 1923 or 1924).