Autumn churchyard

Hmmm, 'switching' the business bank account was never going to be as easy as our original bank implied. It's not rocket science exactly, just time-consuming - by the time I'd read some of all the bumph, found and copied the required documents, and taken the copies to John C, who had kindly agreed to 'certify' them in his professional capacity, the afternoon had disappeared.

The walk to John's took me past St Ninian's Catholic Church, where the trees in the graveyard are looking quite splendid in their autumn colours.