Penny Pinching...

.... another cold ride into work this morning, but the sky was clearing and the blue gaps cheered me. It was a fragmented day with the usual opportunities to enhance my self-esteem. The HR announcement that our pension scheme is to be watered-down was very unwelcome, but in the face of the news delivered to the 1775 Clyde and Portsmouth ship builders today it's small beer.

This evening, positive steps on my business set-up and the opening legal salvo against a national house builder who is trying to ruin our environment with a terrible development.

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