The magic of Christmas!

My niece sent me this photo of her children. It's fab!

I tackled the "out of pocket expenses" claim for my recent illness. The insurance company were superb but these expenses get dealt with by a 3rd party. I wonder what percentage we will get back. 

We have an invitation to go round to one of the neighbours this evening, I really cannot be bothered. Clive will go but I am not on my best, sparkling form by a long shot yet.