Fully equipped

With a bath towel. And second thoughts. 

But in the end Mrs Raheny came to her senses. She stopped resisting the pull of the bay. 
It is true that the temperature today was barely 13 degrees. Without factoring in the wind chill. It did feel like barely 10. 
I told her that by comparison the water actually feels warm. She reluctantly had to agree. The water did feel warmer than the freezing air.