Decisions, decisions..

Looking at new cars today. We finish paying for ours in May, so, do we trade it in for a newer model or keep it. I think we will trade it in, the deal we get from Skoda is ridiculous, our car and a loan of 4500 euros, but the smallest loan you can take out with Skoda is 6000 euros, so THEY give you 1500 euros back in cash. Roy still can't get his head round it.